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Critical Illness

This cover pays out a lump sum in the event of being diagnosed with a ‘critical illness.’

Terms and conditions differ from insurer to insurer, however most policies cover illnesses such as cancer, heart attack, major organ transplant, loss of limbs and other major or terminal illnesses.

The lump sum provided can be used for any purpose. You may want to clear your mortgage and other debts, substitute for lost income, pay for medical treatment, or simply spend on a dream holiday.