Secured Loan*
This is a loan secured against your property and you must be a homeowner to be considered. Second Charge Secured Loans provide options where refinancing of existing mortgage may be financially prohibitive, where further advances are not possible or where additional borrowing is required without extended tie in periods.
*This service is offered by referral to a third party
Goldsmith Mortgage Services will not be giving advice on this type of lending
Secured loans can be used for many different reasons:
- To consolidate debts, store cards, credit cards or other loans
- To gain control by putting all borrowing into an affordable monthly payment
- To pay for a major purchase or home improvement
- To allow further borrowing without losing a low rate with current provider
- To avoid paying Early Repayment Charges/Fees
What’s available:
- Adverse credit may be acceptable
- 5 – 40 year terms available
- Loans from £3,000 to £90,000
- Competitive interest rates
- No upfront fees
- No early repayment charges
- Funds available quickly
* Some of these products are not regulated by The Financial Conduct Authority
The actual rate available will depend upon your circumstances.
Ask for a personalised illustration.